Like many of you, the Van Hofwegen family is ready for summer! It's great to have my son, Ivan, home from college – he'll be working for Los Gatos Roofing this summer. As for the rest of my crew, Preston has gotten super into mountain biking and will be attending an intensive mountain biking camp. Gianna will be doing a surf camp and Titus will be heading to a weeklong overnight camp (the little guy is very independent)!
My family and I are also looking forward to our long-standing tradition of celebrating July 4th in Mount Shasta. We will once again be driving the 1948 Chevy pickup truck that we inherited from my father-in-law at the annual 4th of July parade, with our children throwing candy into the crowd.
As always, I continue to monitor economic, market, and financial developments to ensure that you are receiving the best possible wealth management experience. If you have any questions about your financial objectives or would like to discuss your unique goals, please don’t hesitate to reach out.
Yours truly,
Operational Update: Welcoming Michelle McCarthy
I’m happy to announce that Michelle McCarthy is now serving as Chief Compliance Officer for Certus Wealth Management. Michelle has 25 years of experience in the financial services industry, including 20 years in wealth management services at a national bank. Through her roles of Director of Operations and Relationship Manager with a local registered investment advisor, Michelle gained experience working directly with
clients, providing operational support and training, and supervising client service managers.
In her role with Certus, Michelle monitors any changes regarding compliance and the Securities and Exchange Commission, freeing me up to continue to focus on you – my valued clients.
Market Update
With the Fed having raised interest rates over the past year, we are now beginning to see the effects in the economy as a whole. Unemployment rates are looking favorable, but there are still some risks within the economy in terms of inflation, potential company layoffs, and the question of if/when we might see a recession. While we are not currently in one, recessions are normal as part of the business cycle, from which we often see relatively quick recovery. In our July newsletter, I’ll be sharing the adjustments that we are making from a portfolio perspective – always with the goal of optimizing clients’ financial opportunities.
Did you know that putting us in touch with your tax advisor may help you reach your goals?
By partnering with your CPA or tax practice, we may have an opportunity to help you better strategically save for retirement, reduce your tax liability, manage your taxable income, and strengthen your estate plan.
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Certus Wealth Management, 1025 Alameda de las Pulgas, Ste. 102, Belmont, CA 94002, (650) 232-2023